Loans for honest repayment even with bad private credit

Honesty and trust are extremely important when it comes to credit. You as a loan seeker want open and transparent advice and, of course, a serious processing of your loan request. The lenders on the other side want honest customers, who repay the borrowed money in agreed installments on time. Crediter seeks to bring together honest donors and honest customers – and has been doing so for more than 40 years with great success. This success is also based on the fact that Crediter allows its customers “more” than others: Here, there is often synonymous with a bad private credit credit. In very complicated cases loans without private credit are possible as loans for honest repayers

Loans for honest repayers

And even if other banks have long since rejected, Crediter often finds a lender for you. The credit experts are doing their best to help you. That’s why they expect honesty and openness from you too. For example, only if you put on existing obligations, problems with the private credit, etc., can credit-loan really help you.

It is also important that your information on income and possible collateral is correct. The urgent request is: Just apply for loans ( with or without private credit ) that you can really afford and that you can repay! You consolidate your reputation with Crediter’s banking partners with every installment paid on time. For honest repayers, there are very many opportunities to get fresh money quickly if needed. You can also take advantage of these options if you are honest – just like Cre Loans and the lenders.

Here, honest repayers get credit

Crediter can rely on countless experiences from more than four decades in processing your free credit request with bad private credit. Crediter will gladly check with you whether a planned financing project makes sense and whether your income is sufficient for a loan in the desired amount. This advice and the creation of an individual loan offer are always free for you. So you do not need to fear any pre-costs. In addition, you do not make any commitment with your loan request : you have the freedom to decide whether or not to actually request a proposed loan. 

Never pay rent? A real estate loan makes it possible

Each person pays in his life at least one property – either his own or that of his landlord. If you live in a flat for decades and, for example, pay 500 euros a month, then you have a simple calculation: 500 euros by 12 months, equal to 6,000 euros a year. After 10 years you have paid 60,000 euros to your landlord, after 20 years already 120,000 euros – a sum for which you can buy in many regions, a beautiful condominium.

Your own property is at some point free of debt, so you can live comfortably with very low running costs. As a tenant, however, you must continue to pay throughout your life. Do you really want that? Or do you prefer not to become a real estate owner?

Buy house with a real estate loan

Buy house with a real estate loan

With a real estate loan from Crediter, this is especially easy. The experts can help you even if you can raise little or no equity or if you have a bad private credit.

Real estate loan also with negative private credit

Many, many interested in front of you have wondered rubbed when you found out what Crediter can make everything possible. If you do not get credit from your house bank, if negative private credit entries cause you massive problems, then Crediter will remain at your side. The experts have been familiar with loans of all kinds for more than four decades and are also happy to look for a solution for you. Thus, the dream of home ownership does not have to burst because only negative features are stored in the credit report. Crediter knows donors who do not say “no” right away even in more complicated cases but, despite a bad private credit, lend a very unbureaucratic amount of money.

Secure a loan for your dream property now

Secure a loan for your dream property now

So did you find an apartment or a small house that you would like to buy? Are the location and the price right? Then you should not hesitate any longer. Interest rates on long-term financing are currently lower than ever. Borrowers have never received cheaper money than today. But soon interest rates could rise again. If you now secure a real estate loan and set the terms for, say, ten years, then you benefit from the historically low interest rates throughout the term. Crediter will gladly provide you with an offer for your real estate loan free of charge and without obligation. Here you can take the first step on the way to becoming a real estate owner.

Instant loan despite private credit

The number of credit intermediaries who also offer instant loans despite a negative private credit entry has risen steadily in recent years. The financing offer is aimed at people who have a negative private credit entry and have already been rejected by other banks.

In the private credit name, address and also the number of active current accounts, credit cards and the number of loans or telephone contracts are stored. However, the private credit also stores information on foreclosures, garnishments or terminated accounts that have already taken place. Debtors who have a negative private credit entry get a lower credit rating, so that it is hardly possible to get a loan from a bank despite private credit.

Instant loans despite private credit – is that even possible?

Instant loans despite private credit - is that even possible?

Yes! But only if you turn to specialized credit intermediaries. It should be noted, however, that interest rates on such loans are significantly higher than for ordinary financing. However, debtors save the private credit review, so a negative entry does not play a significant role. However, it is important that the debtor fulfill other conditions: the creditor must have a regular income;

Nebenjobber, unemployed or reform recipients have usually no chance to complete such a loan offer. Employees with permanent employment, pensioners and civil servants, as a rule, have no problem obtaining an instant loan without private credit’s information.

It is important, however, that debtors pay their monthly installment payments on time. If there is a failure to pay the installment, a pardon is automatically applied for. As a rule, the processing fees and interest are higher than other loans.

For this reason, only persons who have a negative private credit entry and have already been rejected by other banks should only take such a loan. For “security reasons”, because the applicant does not want a private credit information to be obtained, one should not conclude a loan without private credit information, as this is significantly more expensive.

The question of respectability

The increased demand of course has ensured that more and more banks have dealt with the issue and now offer a loan despite negative private credit entry. But this also means that the number of companies, which can also be called “black sheep”, has risen.

The reputable credit broker will make a comparison and present the various offers to his customers. In doing so, the credit broker also pays attention to the personal situation of the customer and tries to find a loan offer that is tailored to the individual needs of the applicant.

The simplest and fastest form of instant loan? Advisable is the so-called short-term loan. The short-term credit differs in the amount of the loan and also in the term. As a rule, only a proof of income is required; on a private credit query is waived.

Normally, no high salary inputs are required for such short-term loans. E already has credit institutions that already give their approval from a monthly net income of around 500 euros. The maximum amount of such a loan is 1,000 euros; the term is set at a maximum of 90 days.