How to recognize a good loan offer

30 Dec

That a good loan should be as cheap as possible, is obvious. But before the loan comes first the loan offer. And even here you have to succeed in separating the wheat from the chaff. You may have asked several banks and credit intermediaries for funding. And maybe you have an offer from different places in prospect. Then you have to find out which offer is really good.

This is how you find the best loan offer

This is how you find the best loan offer

The most important criterion at the very beginning: Your loan offer should be free. Some brokers lure many new prospects with the promise of very generous lending. A concrete offer, and that’s the big catch on the matter, but they send only for cash.

In plain English: You should first pay money here before you get your loan proposal.

Experts advise: Stay away from such offers and prefer to go to providers who work for you without any cost.

A very good adress is undoubtedly Crediter. There is the free loan guarantee guarantee: You never have to pay a penny in advance to get your offer.

Credit offers from many different banks

Credit offers from many different banks

Some credit intermediaries are essentially only working with one or two banks. This severely restricts opportunities for customers and, in many cases, leads to less attractive interest rates. Again, Crediter is quite different: If you ask for a loan there, then your request ends up not only with a bank, but with up to 20 different lenders. These include banks in Germany and abroad, investors, brokers, etc. The range of the search is therefore much larger. This means you have a higher chance of a faster loan commitment and lower interest rates. Because Cre Loan always procures the loan you want from the lender that has the best conditions.

The loan offer must be easy to understand

The loan offer must be easy to understand

The third important factor for a really good offer is its comprehensibility. If you receive the offer by e-mail, you must be able to see all the details with just a few glances. Crediter builds up its offers in exactly the following way: You can see how low the effective interest rate turns out, which monthly rate results for a specific term and find information on the total loan amount. There are no hidden costs and no pitfalls, everything is presented clearly and clearly. Would you like to have a really good loan offer tomorrow? One that obliges you to nothing and is totally free for you? Then send your loan request right away. Click here for the online loan request.